A personal injury claim or a compensation claim can be made by any person who has been injured or hurt in an accident that was not his fault. It can be made for any type of accident. Whether you have sustained injuries at work, on the road, at a public place or at home as a result of using a defective product such as a faulty hair styling equipment, you may be able to put up a claim for compensation.
Here are some tips on how you can make a successful claim.
For Accidents
If you have been involved in an accident such as a car accident, it is essential that you obtain as much information from the accident scene as possible. This can include:
- Names of all the people involved in the accident
- Addresses of those involved
- Name and address of the other driver
- Registration details of all the vehicles involved in the accident
- Details of the exact location and time the accident took place
- Written description of the circumstances surrounding the accident
- Details of the police officer who attended the accident scene along with the reference number
- Photographic evidence or a sketch plan
- Contact details and names of witnesses
For Injuries
When making a claim, it is essential to prove that you had sustained injuries. Basically, if no injury has been sustained, you won't be able to make a claim even if you have been involved in an accident. To prove that you had sustained injuries as a result of the accident, you must obtain the following:
- Medical reports from the hospital or G.P where you received treatment
- Details of your injuries, including photographs of injuries if possible
- Details of the symptoms
- Record of any kind of assistance you are receiving from your family or friends as a result of your injury
For Losses
When you make a claim, it is also possible to recover compensation for your losses. For example, if you paid for your treatment or prescription, then it may be possible for you to recover the exact amount you have spent as a result of your injury. To prove that you have suffered losses, you must obtain the following:
- Receipts of losses and expenses such as receipts for prescription, treatment, travelling expenses, etc
- Wage slips if you have suffered loss of earnings
- Receipts for insurance excess or record of damage to personal possessions
- Receipts of any other out of pocket expenses which occurred as a direct result of the accident
