5 Little-known Facts About Worker’s Compensation Claims

Workers’ compensation claims occur more than you might think. However, few people understand what they are and how they work. Understanding the claims could make all the difference in your work-related injury. Find out five little-known facts about workers’ compensation claims.

1. It doesn’t matter who is at fault

In a car accident personal injury claim, your claim depends on the other person being responsible for the accident. But workers’ compensation claims are different. When you suffer from an injury at work, it doesn’t matter who is to blame. If your carelessness results in your injury. You could still receive compensation. The only issues that might exclude you from eligibility are intoxication, fraud, or an intentional injury. As long as none of those incidents occur, it’s likely that you have a legitimate claim.

While this is good news for you, there is a drawback to no-fault claims. If your employer was negligent and responsible for your injury, you don’t get more value to your claim. Your claim will be the same as if your employer was not negligent. There’s no hope of a larger payout, regardless of the circumstances.

2. There are exceptions to workers’ compensation laws

For the most part, workers are protected by workers’ compensation laws. However, there are a few exceptions. Those exceptions vary on a state-by-state basis. Here are some of South Carolina’s exceptions to workers’ compensation claims. If you find yourself working under one of the following situations, you may not have a right to workers’ comp.

-Businesses with less than four employees

-Busineses with a payroll under $3000

-Agriculture workers

-Realtors

-Railroad company employees and railway express employees

-Temporary employees

-Officers of corporations

-Federal employees who work in the state

3. Your employer can’t fire you for making a claim

Some employees hesitate to file a workers’ compensation claim because they fear losing their jobs. However, no employer can legally fire you for filing a workers’ compensation claim. If they do, their actions are illegal. You can take them to court and sue them. In addition to getting your workers’ compensation payout, you can also get money from the lawsuit. You should speak to a lawyer at mickleandbass.com/ for more information.

4. Your medical costs include everything

Every medically-related item gets paid by your employer’s insurance company. You aren’t only reimbursed for doctors visits and medication. If you need any medical accessories, surgeries, or prosthetic devices, you receive compensation for them.

5. Work-related illnesses also count towards workers’ compensation claims

Workers’ compensation claims don’t only pertain to work injuries. If you have an illness that can be attributed to your working conditions, you may be eligible for compensation. The claim works the same way that an injury claim works. You can receive payment for any medical bills that you incurred due to the illness. Likewise, you can also receive compensation for any time that you spend out of work due to the illness. To find out more about work-related illnesses and filing for workers’ compensation, you can speak to your lawyer. You may be eligible for more than you think.